Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does insurance purchased from insubuy Covers pre existing conditions

A:
The plans we offer are similar to short term health insurance. These plans are primarily designed to cover someone for new illnesses, injuries or accidents that did not exist in the persons body before the start date, They will not cover general treatment for pre-existing conditions preventive care or routine maintenance. There is one exception to these plans: /visitors-protect-insurance/
https://licht.brokersnexus.com/answers/visitors-insurance/does-insurance-purchased-from-insubuy-covers-pre-existing-conditions-34930/

Q:I would need a medical insurance for my father who is visiting from India for 3 months. he is 72 years and have pre existing health issues.I would like to know which plan would be suitable for him where pre existing conditions are also covered.

A:
We have one plan that covers pre-existing conditions. Visitors protect: /visitors-protect-insurance/
https://licht.brokersnexus.com/answers/visitors-health-insurance/i-would-need-a-medical-insurance-for-my-father-who-is-visiting-from-india-for-43817/

Q:is it fake insurance or verifiable on

A:
We are a broker for most of the major insurance plans in the market. all of the plans we have available are verifiable on AM Best.
https://licht.brokersnexus.com/answers/international-travel-insurance/is-it-fake-insurance-or-verifiable-on-79225/

Q:can I use this for actual travel? how much is it

A:
The plans are available for travel anywhere, the price depends on the amount of coverage and the dates chosen.
https://licht.brokersnexus.com/answers/international-travel-health-insurance/can-i-use-this-for-actual-travel-how-much-is-it-87594/

Q:HI, We are living in Israel.We need travel insurance to go to Canada for 3 weeks.We are both over 70 and have pre existing conditions.do you do this type of insurance.

A:
yes we have plans available If you can enter your information in this link we can quote you all of our available plans, Travel plans: /travel-health-insurance/
https://licht.brokersnexus.com/answers/travel-medical-insurance/hi------we-are-living-in-israelwe-need-travel-insurance-to--go-to-canada-for-3-weekswe-are-11800/

Q:High altitude upto 19000 feet traveling to Kailash mansarovar yatraDoes Atlas international cover this medical insurance.

A:
Atlas international only covers altitudes of up to 14763 Diplomat LT covers at altitudes 14,000 ft. and above
https://licht.brokersnexus.com/answers/international-travel-medical-insurance/high-altitude-upto-19000-feet-traveling-to-kailash-mansarovar-yatradoes-atlas-international-42446/
of 1754

Can't find answers to your questions?

Ask our specialists - Licensed and experienced insurance professionals in the U.S.

Ask Our Specialists

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

This website uses cookies, some of which are essential for the functionality of the website while others are for improving user experience and personalization. By continuing to browse this website, you agree to our use of cookies. For information about your privacy, please read our Privacy Policy and Terms of Use.